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What is AblePay Health?

A unique and innovative program that addresses what many of us are dealing with as individuals, employees, and as employers; how to diffuse the rising costs of deductibles and coinsurance. 


AblePay Health is a no-cost add on to your existing health insurance. Do not let their name fool you. They are not health or supplemental insurance, a financing company, a payroll service, or a health savings plan.


AblePay is a healthcare consumer company that assists their members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue.  The goal is to make navigating the healthcare system as painless as possible.

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AblePay Health Members can save up to 13% on deductibles and coinsurance. Members can still save money, even if they are unable to take advantage of the highest discount percentage. 


AblePay even offers a 12 payment option, in which you won't receive a discount but you don’t have to stress over how you are going to make a payment. 

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As an AblePay Member, they are here to assist you. Having spent years in the healthcare industry, they are “insiders” when it comes to getting things done.  AblePays claims experts are available to help with questions regarding payment, issues on a bill, or just seeking information prior to, or after, medical care. 

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Every Member is faced with different financial circumstances, so they offer a variety of payment terms and methods that make the most sense for their specific needs. You are in control, deciding on every claim what makes

the most sense for you financially.

They also make it easy by accepting bank accounts (ACH), credit/debit cards, and health payment products (HSA, HRA, and FSA). You decide how and when you wish to pay every claim!

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All medical claims are stored in the Member Portal, eliminating stacks of paper and providing easy access. Claims can be viewed directly on the Member Portal and paid electronically. With a few clicks of a button, our Members have access to their medical bills, easy payment options, and can change their account all in once place.

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